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[0]Adidas Wilson. Mastering Credit: The Ultimate DIY Credit Repair Guide. Adidas Wilson Publishers. https://books.google.co.ke/books?id=UBpsDwAAQBAJ&pg=PA71&dq=Difference+between+Joint+account+and+Authorized+user&hl=en&sa=X&ved=2ahUKEwia9ZPO1InrAhUNHxoKHeeGBzwQ6AEwAHoECAEQAg#v=onepage&q=Difference%20between%20Joint%20account%20and%20Authorized%20user&f=false

[1]Jamaine Burrell. How to Repair Your Credit Score Now: Simple No Cost Methods You Can Put to Use Today. Atlantic Publishing Company, 2007. https://books.google.co.ke/books?id=E-qCRG4aT8YC&pg=PA116&dq=Difference+between+Joint+account+and+Authorized+user&hl=en&sa=X&ved=2ahUKEwia9ZPO1InrAhUNHxoKHeeGBzwQ6AEwBHoECAIQAg#v=onepage&q=Difference%20between%20Joint%20account%20and%20Authorized%20user&f=false

[2]D. MURALEEDHARAN. MODERN BANKING: THEORY AND PRACTICE. PHI Learning Pvt. Ltd., 2014. https://books.google.co.ke/books?id=NYhHBQAAQBAJ&pg=PA279&dq=types+of+account+holders&hl=en&sa=X&ved=2ahUKEwic5b6E1onrAhUlx4UKHTsqB6YQ6AEwAHoECAAQAg#v=onepage&q=types%20of%20account%20holders&f=false

[3]Image credit: https://pixabay.com/da/illustrations/bankvirksomhed-online-digital-4397449/

[4]Image credit: https://p0.pikist.com/photos/955/430/atm-money-cash-payment-finance-currency-banking-account-the-greenback.jpg

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